Terms of Service

Terms of Service for the 413 Online Platform

Effective Date: December 20, 2024

Welcome to the 413 Online Platform (“Platform”). These Terms of Service (“Terms”) govern your access to and use of the Platform, provided by Living Local 413. (“we,” “us,” or “our”). By accessing or using the Platform, you agree to comply with these Terms. If you do not agree to these Terms, you may not use the Platform.

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1. Introduction & Scope

By accessing the website and/or using any of our Services, you are agreeing to be bound by these Terms, and all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing the Platform. The materials contained in this Platform are protected by applicable copyright and trademark law.

By accessing our Services, on behalf of yourself or the entity you represent, you represent and warrant that you have the right, authority, and capacity to enter into these Terms (on behalf of yourself or the entity you represent), in accordance with all applicable laws and regulations. Please read these Terms thoroughly, as by using the Platform you consent to these Terms.

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2. Definitions

The following terms shall have the following meaning:

• “Us,” “Our,” “Living Local 413”: Living Local 413, the organization providing the 413 Online Platform.
• “You,” “User”: The person or entity accessing and using the Platform and/or having an account to access our Services.
• “User Content”: Any content uploaded or provided by Users, including designs, images, videos, audio files, fonts, logos, text, and other materials.
• “Services”: The features, content, and applications offered via the Platform.
• “Privacy Policy”: Our Privacy Policy which governs how we collect, use, and store User data.

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3. Account Terms

• Users must be 18 years or older to use the Platform.
• Users must provide accurate information during the registration process and are responsible for maintaining the confidentiality of their account credentials.
• Accounts registered by bots or other automated methods are not permitted.
• Users may not use the Platform for any illegal or unauthorized purpose or violate any laws in their jurisdiction while using the Platform.

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4. Account Suspension & Termination

• We reserve the right to deactivate, freeze, suspend, or terminate accounts at our sole discretion for violations of these Terms or other policies.
• Users must notify us immediately if they suspect a breach of security or unauthorized use of their account.
• Misuse of the Platform, including but not limited to harassment, hateful language, or fraudulent activity, may result in account suspension or termination without notice.

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5. User Content and Intellectual Property

• Users retain ownership of their User Content but grant us a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and distribute their content for the operation and promotion of the Platform.
• Users are responsible for ensuring they have all necessary rights to their User Content and that it does not violate any third-party rights or applicable laws.
• All intellectual property rights in the Platform and its content (excluding User Content) are owned by us or our licensors. Users may not use, reproduce, or distribute any content from the Platform without our prior written permission.

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6. Prohibited Conduct

Users agree not to:

• Impersonate others or misrepresent their affiliation with any entity.
• Use the Platform to distribute malware, spam, or unsolicited advertising.
• Attempt to access unauthorized areas of the Platform or interfere with its functionality.

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7. Payments

• Payments for subscription-based Services are processed through third-party payment providers such as Stripe or PayPal. Users agree to the terms and conditions of these providers.
• Users are responsible for maintaining up-to-date payment information to avoid service interruptions.
• Payment disputes or chargebacks must be resolved directly with us or the payment provider.

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8. Cancellation, Termination, and Service Suspension

• Users may cancel their subscriptions at any time by contacting us through the appropriate support channels.
• We reserve the right to terminate or suspend accounts for non-payment or violations of these Terms.
• Reactivation of services after termination may require a new purchase.

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9. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Platform. Our total liability to you for any claim related to the Platform is limited to the amount you paid us, if any, for access to the Platform.

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10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses (including attorney fees) arising from your use of the Platform, your User Content, or your violation of these Terms.

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11. Changes to Terms and Services

We may update these Terms from time to time. The revised Terms will be effective upon posting, and your continued use of the Platform signifies your acceptance of the changes.

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12. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict of law principles. Any disputes arising under these Terms will be resolved in the state or federal courts located in Massachusetts.

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13. Contact Information

If you have questions about these Terms or the Platform, please contact us at:

• Email: bill@livinglocal413.org
• Mailing Address: Living Local 413, 276 Bridge Street, Springfield, MA 01103

Thank you for being a part of the 413 Online Platform community!

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Privacy Policy

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Privacy Policy

At Living Local, we are committed to using all reasonable efforts to protect the privacy and security of the users of our site. Living Local understands that the nature of your visit may stem from personal, private and sensitive matters. This Privacy Policy informs you and all visitors to this site that Living Local may collect information of its site’s visitors, how that information is used, and what your options are when visiting the Living Local site. The information we may collect includes, but is not limited to, IP addresses (an identification number associated with your computer), as explained below. The Living Local site does not request or track personal information, such as Social Security numbers or dates of birth and visitors are discouraged from providing personal information when visiting the Living Local site or contacting Living Local.

INFORMATION YOU PROVIDE TO US

If you wish to subscribe to our electronic newsletter or any Living Local publications, Living Local may collect and store the provided first and last name and email address. This information is used for distribution purposes only. You may unsubscribe at any time by clicking the unsubscribe link at the bottom of the any Living Local publication or electronic newsletter. You can request that your data be deleted from this website here.

INFORMATION WE MAY COLLECT

As do many other websites, Living Local may use aggregate data compiled by cookies to provide us with information about traffic to our site. Cookies are small pieces of information that some websites store on your computer’s hard drive when you visit a site. Collecting this information does not allow Living Local to personally identify you. While many browsers automatically accept cookies, you have the option to set your browser to reject cookies or to alert you when cookies are being sent. You may access the information on the Living Local site without having cookies enabled in your browser.

We may collect and log the IP address of all visitors to the Living Local site. IP address may be collected and logged in order to help us gather aggregate information to help us monitor the effectiveness of the Living Local website. IP address are not collected and logged as a means to identify any visitors to our site.

THIS ONLINE PRIVACY POLICY APPLIES ONLY TO THE Living Local WEBSITE.

Living Local’s website may contain links to other sites. Living Local provides links and access to other websites for your convenience. Please be aware that this online policy does not apply to those sites. We encourage you to read the Privacy Policy on any other sites before providing them with personal information. You are encouraged to review our Disclaimer for more information on the external links. Living Local is not responsible for the availability, accuracy, services or content of those external sites, nor does it endorse them. You assume full responsibility for using the information on this site and, you understand and agree that Living Local is not responsible or liable for any claim, loss, or damage resulting from such use by you or any user.

YOUR CONSENT

By using Living Local’s website, you agree to accept this Privacy Policy and all of its terms. Please read this policy carefully. Living Local refers the right to change this policy and such changes will be posted here only, therefore, visitors to the Living Local site must regularly review this policy.

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